TakeHomeTax

Alabama vs New Hampshire:
Take-Home Pay Comparison

Side-by-side tax comparison between Alabama (5% top rate) and New Hampshire (no income tax).

On a $100K salary
+$5,250/year
New Hampshire keeps $5,250 more per year than Alabama
Alabama
State Tax Rate2-5%
Federal Tax$13,460
FICA$7,650
State + Local Tax$5,250
Total Taxes$26,360
Take-Home$73,640
Monthly$6,137
Cost-Adjusted$83,682
New Hampshire0% tax Winner
State Tax RateNone
Federal Tax$13,460
FICA$7,650
State + Local Tax$0
Total Taxes$21,110
Take-Home$78,890
Monthly$6,574
Cost-Adjusted$73,046

Take-Home at Every Salary Level

SalaryAlabamaNew HampshireDifferenceWinner
$50K$39,673$42,298+$2,625New Hampshire
$75K$57,365$61,303+$3,938New Hampshire
$100K$73,640$78,890+$5,250New Hampshire
$150K$105,571$113,446+$7,875New Hampshire
$200K$138,603$149,103+$10,500New Hampshire

Analysis: Alabama vs New Hampshire

New Hampshire offers higher take-home pay at every salary level. With no state income tax, New Hampshire gives you a significant advantage over Alabama's 5% top rate. At $100K, the difference is $5,250/year — thats $438/month.

However, cost of living matters. Alabama has a cost index of 88 while New Hampshire is at 108. After adjusting for cost of living, the gap narrows significantly.

The Take-Home Tax Guide
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