Side-by-side tax comparison between Florida (no income tax) and Maryland (5.75% top rate).
| Salary | Florida | Maryland | Difference | Winner |
|---|---|---|---|---|
| $50K | $42,298 | $39,391 | −$2,906 | Florida |
| $75K | $61,303 | $56,943 | −$4,359 | Florida |
| $100K | $78,890 | $73,078 | −$5,813 | Florida |
| $150K | $113,446 | $104,727 | −$8,719 | Florida |
| $200K | $149,103 | $137,478 | −$11,625 | Florida |
Florida offers higher take-home pay at every salary level. With no state income tax, Florida gives you a significant advantage over Maryland's 5.75% top rate. At $100K, the difference is $5,813/year — that’s $484/month.
However, cost of living matters. Florida has a cost index of 100 while Maryland is at 112. After adjusting for cost of living, the gap narrows significantly.