TakeHomeTax

Idaho vs Montana:
Take-Home Pay Comparison

Side-by-side tax comparison between Idaho (5.8% top rate) and Montana (5.9% top rate).

On a $100K salary
$75/year
Idaho keeps $75 more per year than Montana
Idaho Winner
State Tax Rate5.8% flat
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,350
Total Taxes$25,460
Take-Home$74,540
Monthly$6,212
Cost-Adjusted$78,463
Montana
State Tax Rate4.7-5.9%
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,425
Total Taxes$25,535
Take-Home$74,465
Monthly$6,205
Cost-Adjusted$76,768

Take-Home at Every Salary Level

SalaryIdahoMontanaDifferenceWinner
$50K$40,123$40,085$38Idaho
$75K$58,040$57,984$56Idaho
$100K$74,540$74,465$75Idaho
$150K$106,921$106,809$113Idaho
$200K$140,403$140,253$150Idaho

Analysis: Idaho vs Montana

Idaho offers higher take-home pay at every salary level. Idaho's 5.8% top rate is more favorable than Montana's 5.9%. At $100K, the difference is $75/year — thats $6/month.

However, cost of living matters. Idaho has a cost index of 95 while Montana is at 97. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.