TakeHomeTax

Iowa vs Minnesota:
Take-Home Pay Comparison

Side-by-side tax comparison between Iowa (5.7% top rate) and Minnesota (9.85% top rate).

On a $100K salary
$3,113/year
Iowa keeps $3,113 more per year than Minnesota
Iowa Winner
State Tax Rate4.4-5.7%
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,275
Total Taxes$25,385
Take-Home$74,615
Monthly$6,218
Cost-Adjusted$83,837
Minnesota
State Tax Rate5.35-9.85%
Federal Tax$13,460
FICA$7,650
State + Local Tax$7,387
Total Taxes$28,498
Take-Home$71,503
Monthly$5,959
Cost-Adjusted$72,225

Take-Home at Every Salary Level

SalaryIowaMinnesotaDifferenceWinner
$50K$40,160$38,604$1,556Iowa
$75K$58,096$55,762$2,334Iowa
$100K$74,615$71,503$3,113Iowa
$150K$107,034$102,365$4,669Iowa
$200K$140,553$134,328$6,225Iowa

Analysis: Iowa vs Minnesota

Iowa offers higher take-home pay at every salary level. Iowa's 5.7% top rate is more favorable than Minnesota's 9.85%. At $100K, the difference is $3,113/year — thats $259/month.

However, cost of living matters. Iowa has a cost index of 89 while Minnesota is at 99. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
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