TakeHomeTax

Iowa vs Tennessee:
Take-Home Pay Comparison

Side-by-side tax comparison between Iowa (5.7% top rate) and Tennessee (no income tax).

On a $100K salary
+$4,275/year
Tennessee keeps $4,275 more per year than Iowa
Iowa
State Tax Rate4.4-5.7%
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,275
Total Taxes$25,385
Take-Home$74,615
Monthly$6,218
Cost-Adjusted$83,837
Tennessee0% tax Winner
State Tax RateNone
Federal Tax$13,460
FICA$7,650
State + Local Tax$0
Total Taxes$21,110
Take-Home$78,890
Monthly$6,574
Cost-Adjusted$87,656

Take-Home at Every Salary Level

SalaryIowaTennesseeDifferenceWinner
$50K$40,160$42,298+$2,138Tennessee
$75K$58,096$61,303+$3,206Tennessee
$100K$74,615$78,890+$4,275Tennessee
$150K$107,034$113,446+$6,413Tennessee
$200K$140,553$149,103+$8,550Tennessee

Analysis: Iowa vs Tennessee

Tennessee offers higher take-home pay at every salary level. With no state income tax, Tennessee gives you a significant advantage over Iowa's 5.7% top rate. At $100K, the difference is $4,275/year — thats $356/month.

However, cost of living matters. Iowa has a cost index of 89 while Tennessee is at 90. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
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