TakeHomeTax

Maine vs Massachusetts:
Take-Home Pay Comparison

Side-by-side tax comparison between Maine (7.15% top rate) and Massachusetts (5% top rate).

On a $100K salary
+$1,613/year
Massachusetts keeps $1,613 more per year than Maine
Maine
State Tax Rate5.8-7.15%
Federal Tax$13,460
FICA$7,650
State + Local Tax$5,363
Total Taxes$26,473
Take-Home$73,528
Monthly$6,127
Cost-Adjusted$75,028
Massachusetts Winner
State Tax Rate5% flat + 4% surtax >$1M
Federal Tax$13,460
FICA$7,650
State + Local Tax$3,750
Total Taxes$24,860
Take-Home$75,140
Monthly$6,262
Cost-Adjusted$63,678

Take-Home at Every Salary Level

SalaryMaineMassachusettsDifferenceWinner
$50K$39,616$40,423+$806Massachusetts
$75K$57,281$58,490+$1,209Massachusetts
$100K$73,528$75,140+$1,613Massachusetts
$150K$105,402$107,821+$2,419Massachusetts
$200K$138,378$141,603+$3,225Massachusetts

Analysis: Maine vs Massachusetts

Massachusetts offers higher take-home pay at every salary level. Massachusetts's 5% top rate is more favorable than Maine's 7.15%. At $100K, the difference is $1,613/year — thats $134/month.

However, cost of living matters. Maine has a cost index of 98 while Massachusetts is at 118. After adjusting for cost of living, the gap narrows significantly.

The Take-Home Tax Guide
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