TakeHomeTax

Maryland vs Mississippi:
Take-Home Pay Comparison

Side-by-side tax comparison between Maryland (5.75% top rate) and Mississippi (5% top rate).

On a $100K salary
+$2,063/year
Mississippi keeps $2,063 more per year than Maryland
Maryland
State Tax Rate2-5.75% + local
Federal Tax$13,460
FICA$7,650
State + Local Tax$5,813
Total Taxes$26,923
Take-Home$73,078
Monthly$6,090
Cost-Adjusted$65,248
Mississippi Winner
State Tax Rate4.7-5%
Federal Tax$13,460
FICA$7,650
State + Local Tax$3,750
Total Taxes$24,860
Take-Home$75,140
Monthly$6,262
Cost-Adjusted$90,530

Take-Home at Every Salary Level

SalaryMarylandMississippiDifferenceWinner
$50K$39,391$40,423+$1,031Mississippi
$75K$56,943$58,490+$1,547Mississippi
$100K$73,078$75,140+$2,063Mississippi
$150K$104,727$107,821+$3,094Mississippi
$200K$137,478$141,603+$4,125Mississippi

Analysis: Maryland vs Mississippi

Mississippi offers higher take-home pay at every salary level. Mississippi's 5% top rate is more favorable than Maryland's 5.75%. At $100K, the difference is $2,063/year — thats $172/month.

However, cost of living matters. Maryland has a cost index of 112 while Mississippi is at 83. After adjusting for cost of living, the gap widens significantly.

The Take-Home Tax Guide
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