TakeHomeTax

Maryland vs New Hampshire:
Take-Home Pay Comparison

Side-by-side tax comparison between Maryland (5.75% top rate) and New Hampshire (no income tax).

On a $100K salary
+$5,813/year
New Hampshire keeps $5,813 more per year than Maryland
Maryland
State Tax Rate2-5.75% + local
Federal Tax$13,460
FICA$7,650
State + Local Tax$5,813
Total Taxes$26,923
Take-Home$73,078
Monthly$6,090
Cost-Adjusted$65,248
New Hampshire0% tax Winner
State Tax RateNone
Federal Tax$13,460
FICA$7,650
State + Local Tax$0
Total Taxes$21,110
Take-Home$78,890
Monthly$6,574
Cost-Adjusted$73,046

Take-Home at Every Salary Level

SalaryMarylandNew HampshireDifferenceWinner
$50K$39,391$42,298+$2,906New Hampshire
$75K$56,943$61,303+$4,359New Hampshire
$100K$73,078$78,890+$5,813New Hampshire
$150K$104,727$113,446+$8,719New Hampshire
$200K$137,478$149,103+$11,625New Hampshire

Analysis: Maryland vs New Hampshire

New Hampshire offers higher take-home pay at every salary level. With no state income tax, New Hampshire gives you a significant advantage over Maryland's 5.75% top rate. At $100K, the difference is $5,813/year — thats $484/month.

However, cost of living matters. Maryland has a cost index of 112 while New Hampshire is at 108. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
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