TakeHomeTax

Minnesota vs North Dakota:
Take-Home Pay Comparison

Side-by-side tax comparison between Minnesota (9.85% top rate) and North Dakota (1.95% top rate).

On a $100K salary
+$5,925/year
North Dakota keeps $5,925 more per year than Minnesota
Minnesota
State Tax Rate5.35-9.85%
Federal Tax$13,460
FICA$7,650
State + Local Tax$7,387
Total Taxes$28,498
Take-Home$71,503
Monthly$5,959
Cost-Adjusted$72,225
North Dakota Winner
State Tax Rate0-1.95%
Federal Tax$13,460
FICA$7,650
State + Local Tax$1,463
Total Taxes$22,573
Take-Home$77,428
Monthly$6,452
Cost-Adjusted$84,160

Take-Home at Every Salary Level

SalaryMinnesotaNorth DakotaDifferenceWinner
$50K$38,604$41,566+$2,963North Dakota
$75K$55,762$60,206+$4,444North Dakota
$100K$71,503$77,428+$5,925North Dakota
$150K$102,365$111,252+$8,888North Dakota
$200K$134,328$146,178+$11,850North Dakota

Analysis: Minnesota vs North Dakota

North Dakota offers higher take-home pay at every salary level. North Dakota's 1.95% top rate is more favorable than Minnesota's 9.85%. At $100K, the difference is $5,925/year — thats $494/month.

However, cost of living matters. Minnesota has a cost index of 99 while North Dakota is at 92. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.