TakeHomeTax

New Hampshire vs Rhode Island:
Take-Home Pay Comparison

Side-by-side tax comparison between New Hampshire (no income tax) and Rhode Island (5.99% top rate).

On a $100K salary
$4,493/year
New Hampshire keeps $4,493 more per year than Rhode Island
New Hampshire0% tax Winner
State Tax RateNone
Federal Tax$13,460
FICA$7,650
State + Local Tax$0
Total Taxes$21,110
Take-Home$78,890
Monthly$6,574
Cost-Adjusted$73,046
Rhode Island
State Tax Rate3.75-5.99%
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,493
Total Taxes$25,603
Take-Home$74,398
Monthly$6,200
Cost-Adjusted$70,855

Take-Home at Every Salary Level

SalaryNew HampshireRhode IslandDifferenceWinner
$50K$42,298$40,051$2,246New Hampshire
$75K$61,303$57,933$3,369New Hampshire
$100K$78,890$74,398$4,493New Hampshire
$150K$113,446$106,707$6,739New Hampshire
$200K$149,103$140,118$8,985New Hampshire

Analysis: New Hampshire vs Rhode Island

New Hampshire offers higher take-home pay at every salary level. With no state income tax, New Hampshire gives you a significant advantage over Rhode Island's 5.99% top rate. At $100K, the difference is $4,493/year — thats $374/month.

However, cost of living matters. New Hampshire has a cost index of 108 while Rhode Island is at 105. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.