TakeHomeTax

North Carolina vs South Carolina:
Take-Home Pay Comparison

Side-by-side tax comparison between North Carolina (4.5% top rate) and South Carolina (6.4% top rate).

On a $100K salary
$1,425/year
North Carolina keeps $1,425 more per year than South Carolina
North Carolina Winner
State Tax Rate4.5% flat
Federal Tax$13,460
FICA$7,650
State + Local Tax$3,375
Total Taxes$24,485
Take-Home$75,515
Monthly$6,293
Cost-Adjusted$79,489
South Carolina
State Tax Rate0-6.4%
Federal Tax$13,460
FICA$7,650
State + Local Tax$4,800
Total Taxes$25,910
Take-Home$74,090
Monthly$6,174
Cost-Adjusted$80,533

Take-Home at Every Salary Level

SalaryNorth CarolinaSouth CarolinaDifferenceWinner
$50K$40,610$39,898$713North Carolina
$75K$58,771$57,703$1,069North Carolina
$100K$75,515$74,090$1,425North Carolina
$150K$108,384$106,246$2,138North Carolina
$200K$142,353$139,503$2,850North Carolina

Analysis: North Carolina vs South Carolina

North Carolina offers higher take-home pay at every salary level. North Carolina's 4.5% top rate is more favorable than South Carolina's 6.4%. At $100K, the difference is $1,425/year — thats $119/month.

However, cost of living matters. North Carolina has a cost index of 95 while South Carolina is at 92. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
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