TakeHomeTax

North Dakota vs South Dakota:
Take-Home Pay Comparison

Side-by-side tax comparison between North Dakota (1.95% top rate) and South Dakota (no income tax).

On a $100K salary
+$1,463/year
South Dakota keeps $1,463 more per year than North Dakota
North Dakota
State Tax Rate0-1.95%
Federal Tax$13,460
FICA$7,650
State + Local Tax$1,463
Total Taxes$22,573
Take-Home$77,428
Monthly$6,452
Cost-Adjusted$84,160
South Dakota0% tax Winner
State Tax RateNone
Federal Tax$13,460
FICA$7,650
State + Local Tax$0
Total Taxes$21,110
Take-Home$78,890
Monthly$6,574
Cost-Adjusted$85,750

Take-Home at Every Salary Level

SalaryNorth DakotaSouth DakotaDifferenceWinner
$50K$41,566$42,298+$731South Dakota
$75K$60,206$61,303+$1,097South Dakota
$100K$77,428$78,890+$1,463South Dakota
$150K$111,252$113,446+$2,194South Dakota
$200K$146,178$149,103+$2,925South Dakota

Analysis: North Dakota vs South Dakota

South Dakota offers higher take-home pay at every salary level. With no state income tax, South Dakota gives you a significant advantage over North Dakota's 1.95% top rate. At $100K, the difference is $1,463/year — thats $122/month.

However, cost of living matters. North Dakota has a cost index of 92 while South Dakota is at 92. With similar costs of living, the tax difference is the main factor.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.