All 50 states ranked by take-home pay on a $40K salary. See which state lets you keep the most after federal, state, and FICA taxes.
| # | State | Tax Rate | Type | Take-Home | Monthly | Eff. Rate | Cost Index | Cost-Adj. |
|---|---|---|---|---|---|---|---|---|
| 1 | Alaska | 0% | None | $34,263 | $2,855 | 14.3% | 127 | $26,978 |
| 2 | Florida | 0% | None | $34,263 | $2,855 | 14.3% | 100 | $34,263 |
| 3 | Nevada | 0% | None | $34,263 | $2,855 | 14.3% | 101 | $33,923 |
| 4 | New Hampshire | 0% | None | $34,263 | $2,855 | 14.3% | 108 | $31,725 |
| 5 | South Dakota | 0% | None | $34,263 | $2,855 | 14.3% | 92 | $37,242 |
| 6 | Tennessee | 0% | None | $34,263 | $2,855 | 14.3% | 90 | $38,069 |
| 7 | Texas | 0% | None | $34,263 | $2,855 | 14.3% | 93 | $36,841 |
| 8 | Washington | 0% | None | $34,263 | $2,855 | 14.3% | 110 | $31,148 |
| 9 | Wyoming | 0% | None | $34,263 | $2,855 | 14.3% | 94 | $36,449 |
| 10 | North Dakota | 1.95% | Grad. | $33,678 | $2,806 | 15.8% | 92 | $36,606 |
| 11 | Arizona | 2.5% | Flat | $33,513 | $2,793 | 16.2% | 97 | $34,549 |
| 12 | Louisiana | 4.25% | Grad. | $32,988 | $2,749 | 17.5% | 91 | $36,250 |
| 13 | Arkansas | 4.4% | Grad. | $32,943 | $2,745 | 17.6% | 86 | $38,305 |
| 14 | Colorado | 4.4% | Flat | $32,943 | $2,745 | 17.6% | 105 | $31,374 |
| 15 | North Carolina | 4.5% | Flat | $32,913 | $2,743 | 17.7% | 95 | $34,645 |
| 16 | Utah | 4.65% | Flat | $32,868 | $2,739 | 17.8% | 99 | $33,199 |
| 17 | Oklahoma | 4.75% | Grad. | $32,838 | $2,736 | 17.9% | 87 | $37,744 |
| 18 | Illinois | 4.95% | Flat | $32,778 | $2,731 | 18.1% | 93 | $35,245 |
| 19 | Massachusetts | 5% | Flat | $32,763 | $2,730 | 18.1% | 118 | $27,765 |
| 20 | Mississippi | 5% | Grad. | $32,763 | $2,730 | 18.1% | 83 | $39,473 |
| 21 | Indiana | 3.05% | Flat | $32,748 | $2,729 | 18.1% | 90 | $36,386 |
| 22 | Pennsylvania | 3.07% | Flat | $32,742 | $2,728 | 18.1% | 98 | $33,410 |
| 23 | West Virginia | 5.12% | Grad. | $32,727 | $2,727 | 18.2% | 83 | $39,430 |
| 24 | Georgia | 5.49% | Flat | $32,616 | $2,718 | 18.5% | 93 | $35,070 |
| 25 | Ohio | 3.5% | Grad. | $32,613 | $2,718 | 18.5% | 90 | $36,236 |
| 26 | Iowa | 5.7% | Grad. | $32,553 | $2,713 | 18.6% | 89 | $36,576 |
| 27 | Kansas | 5.7% | Grad. | $32,553 | $2,713 | 18.6% | 90 | $36,169 |
| 28 | Virginia | 5.75% | Grad. | $32,538 | $2,711 | 18.7% | 103 | $31,590 |
| 29 | Idaho | 5.8% | Flat | $32,523 | $2,710 | 18.7% | 95 | $34,234 |
| 30 | Nebraska | 5.84% | Grad. | $32,511 | $2,709 | 18.7% | 91 | $35,726 |
| 31 | Montana | 5.9% | Grad. | $32,493 | $2,708 | 18.8% | 97 | $33,497 |
| 32 | New Mexico | 5.9% | Grad. | $32,493 | $2,708 | 18.8% | 91 | $35,706 |
| 33 | Rhode Island | 5.99% | Grad. | $32,466 | $2,705 | 18.8% | 105 | $30,920 |
| 34 | Kentucky | 4% | Flat | $32,463 | $2,705 | 18.8% | 90 | $36,069 |
| 35 | Michigan | 4.25% | Flat | $32,388 | $2,699 | 19.0% | 91 | $35,591 |
| 36 | South Carolina | 6.4% | Grad. | $32,343 | $2,695 | 19.1% | 92 | $35,155 |
| 37 | Missouri | 4.8% | Grad. | $32,223 | $2,685 | 19.4% | 89 | $36,205 |
| 38 | Connecticut | 6.99% | Grad. | $32,166 | $2,680 | 19.6% | 111 | $28,978 |
| 39 | Alabama | 5% | Grad. | $32,163 | $2,680 | 19.6% | 88 | $36,548 |
| 40 | Maine | 7.15% | Grad. | $32,118 | $2,676 | 19.7% | 98 | $32,773 |
| 41 | Wisconsin | 7.65% | Grad. | $31,968 | $2,664 | 20.1% | 93 | $34,374 |
| 42 | Maryland | 5.75% | Grad. | $31,938 | $2,661 | 20.2% | 112 | $28,516 |
| 43 | Delaware | 6.6% | Grad. | $31,683 | $2,640 | 20.8% | 102 | $31,061 |
| 44 | Vermont | 8.75% | Grad. | $31,638 | $2,636 | 20.9% | 105 | $30,131 |
| 45 | Minnesota | 9.85% | Grad. | $31,308 | $2,609 | 21.7% | 99 | $31,624 |
| 46 | New Jersey | 10.75% | Grad. | $31,038 | $2,586 | 22.4% | 115 | $26,989 |
| 47 | Hawaii | 11% | Grad. | $30,963 | $2,580 | 22.6% | 192 | $16,126 |
| 48 | Oregon | 9.9% | Grad. | $30,693 | $2,558 | 23.3% | 110 | $27,902 |
| 49 | New York | 10.9% | Grad. | $30,393 | $2,533 | 24.0% | 125 | $24,314 |
| 50 | California | 13.3% | Grad. | $30,273 | $2,523 | 24.3% | 142 | $21,319 |