TakeHomeTax

States With Local Income Tax (2026)

These states add city or county income taxes on top of state taxes. Your take-home may be lower than the state rate suggests.

#StateTax RateTypeTake-HomeMonthlyEff. RateCost IndexCost-Adj.
1Indiana3.05%Flat$75,103$6,25924.9%90$83,447
2Pennsylvania3.07%Flat$75,088$6,25724.9%98$76,620
3Ohio3.5%Grad.$74,765$6,23025.2%90$83,072
4Kentucky4%Flat$74,390$6,19925.6%90$82,656
5Michigan4.25%Flat$74,203$6,18425.8%91$81,541
6Missouri4.8%Grad.$73,790$6,14926.2%89$82,910
7Alabama5%Grad.$73,640$6,13726.4%88$83,682
8Maryland5.75%Grad.$73,078$6,09026.9%112$65,248
9Delaware6.6%Grad.$72,440$6,03727.6%102$71,020
10Oregon9.9%Grad.$69,965$5,83030.0%110$63,605
11New York10.9%Grad.$69,215$5,76830.8%125$55,372

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The Take-Home Tax Guide
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