TakeHomeTax

Wilmington Income Tax Calculator

Calculate your take-home pay in Wilmington, Delaware including the 1.25% local income tax on top of Delaware's 6.6% state rate.

$
Take-Home Pay (with city tax)
$73,58526.4% effective rate
$6,132/month after all taxes
Wilmington City Tax
$1,250
1.25% local rate
Cost of City Tax
$104/mo
$48 per paycheck
Without City Tax
$74,835
$1,250 more per year
State Tax
$4,290
2.2-6.6%
Full Tax Breakdown
Gross Salary$100,000
Federal Income Tax−$13,225
Social Security (6.2%)−$6,200
Medicare (1.45%)−$1,450
Delaware State Tax−$4,290
Wilmington City Tax (1.25%)−$1,250
Total Tax$26,415
Annual Take-Home$73,585
Monthly Take-Home$6,132
Biweekly Take-Home$2,830

How Wilmington's 1.25% Tax Hits at Different Salaries

SalaryCity TaxTake-Home (with city tax)Take-Home (without)City Tax Cost/Month
$50,000$625$39,585$40,210$52
$75,000$938$57,383$58,320$78
$100,000$1,250$73,585$74,835$104
$125,000$1,563$89,739$91,301$130
$150,000$1,875$105,441$107,316$156
$200,000$2,500$137,807$140,307$208

Wilmington Local Income Tax: What You Need to Know

Wilmington levies a 1.25% local income tax on both residents and non-residents earning income in the city. This is in addition to Delaware's 6.6% state income tax, bringing the combined state and local rate to 7.85%.

Only city in Delaware with a local income tax. Applies equally to residents and non-residents.

The local tax applies to earned income including wages, salaries, and in most cases net self-employment income. Investment income, pensions, and Social Security are typically exempt from local income taxes.

The 1.25% local tax is applied on top of Delaware's 6.6% state income tax and federal income tax. On a $100,000 salary, Wilmington's local tax costs approximately $1,250/year — that's $104/month or $48 per biweekly paycheck.

This tax applies to both residents and non-residents earning income in Wilmington. Even if you commute from outside the city, you owe the local tax on wages earned within Wilmington.

Frequently Asked Questions

How much is Wilmington's local income tax?

Wilmington charges a 1.25% local income tax. On a $100,000 salary, this costs approximately $1,250/year. This tax applies to both residents and non-residents earning income in the city.

Can I avoid Wilmington's local tax by living in the suburbs?

Partially. Wilmington taxes non-residents on income earned within the city at 1.25%. You'd need to both live and work outside the city to avoid it entirely.

What is Wilmington's total combined tax rate?

Including Delaware's 6.6% state rate, Wilmington's 1.25% local rate, and federal taxes, a $100K earner pays an effective rate of approximately 26.4%.

Is the city tax deductible on my federal return?

Yes, local income taxes are deductible as part of your state and local tax (SALT) deduction if you itemize. However, the SALT deduction is capped at $10,000 ($5,000 for married filing separately), which limits the benefit for many taxpayers.

Related Pages

Delaware Overview$100K in DelawareDelaware Tax BracketsRelocation CalculatorPaycheck Calculator
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