Calculate your take-home pay in Frederick County, Maryland including the 2.96% local income tax on top of Maryland's 5.75% state rate.
| Salary | City Tax | Take-Home (with city tax) | Take-Home (without) | City Tax Cost/Month |
|---|---|---|---|---|
| $50,000 | $1,480 | $39,006 | $40,486 | $123 |
| $75,000 | $2,220 | $56,514 | $58,734 | $185 |
| $100,000 | $2,960 | $72,428 | $75,388 | $247 |
| $125,000 | $3,700 | $88,292 | $91,992 | $308 |
| $150,000 | $4,440 | $103,705 | $108,145 | $370 |
| $200,000 | $5,920 | $135,492 | $141,412 | $493 |
Frederick County levies a 2.96% local income tax on residents. This is in addition to Maryland's 5.75% state income tax, bringing the combined state and local rate to 8.71%.
Growing exurb of DC with a moderate county rate.
The local tax applies to earned income including wages, salaries, and in most cases net self-employment income. Investment income, pensions, and Social Security are typically exempt from local income taxes.
The 2.96% local tax is applied on top of Maryland's 5.75% state income tax and federal income tax. On a $100,000 salary, Frederick County's local tax costs approximately $2,960/year — that's $247/month or $114 per biweekly paycheck.
This tax applies only to Frederick County residents. If you work in Frederick County but live elsewhere, you are not subject to this local tax. This creates a significant financial incentive to live outside city limits while commuting in for work.
Frederick County charges a 2.96% local income tax. On a $100,000 salary, this costs approximately $2,960/year. This tax applies to residents only.
Yes. Frederick County's tax only applies to residents. If you live outside city limits and commute in, you don't owe the local tax.
Including Maryland's 5.75% state rate, Frederick County's 2.96% local rate, and federal taxes, a $100K earner pays an effective rate of approximately 27.6%.
Yes, local income taxes are deductible as part of your state and local tax (SALT) deduction if you itemize. However, the SALT deduction is capped at $10,000 ($5,000 for married filing separately), which limits the benefit for many taxpayers.