TakeHomeTax

Cost of Living Calculator for Iowa

Iowa charges 3.8% flat state income tax. Use the cost of living calculator pre-loaded with Iowa rates.

Open Cost of Living Calculator

Iowa Tax Overview

State Tax Rate
3.8%
3.8% flat
Tax Structure
Flat Rate
No local income tax
Median Income
$58,000
Household, Iowa
Cost of Living
89
Below Avg (100 = avg)

Why Use the Cost of Living Calculator in Iowa?

Iowa's cost of living index is 89, and the flat 3.8% state tax further affects how far your dollar goes. The low cost of living partially compensates for state taxes, making Iowa affordable despite the tax burden. This calculator factors in both taxes and cost of living for Iowa.

Iowa State Tax Details

Iowa levies a flat 3.8% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 3.8 cents goes to Iowa. Iowa does not impose local income taxes, so the 3.8% flat rate is the only state-level income tax you owe.

Take-Home Pay in Iowa at Common Salary Levels

The table below shows what you actually keep at five salary levels in Iowa, accounting for federal tax, FICA, and Iowa's flat 3.8% state tax.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$1,900$9,545$40,45519.1%
$75,000$7,725$5,738$2,850$16,313$58,68821.8%
$100,000$13,225$7,650$3,800$24,675$75,32524.7%
$150,000$24,774$11,475$5,700$41,949$108,05128.0%
$200,000$36,774$14,339$7,600$58,713$141,28729.4%

Cost of Living in Nearby Midwest States

See how Iowa compares to other Midwest states. Each link takes you to the cost of living calculator landing page for that state.

South Dakota0% tax
$79,125+$3,800
North Dakota1.95%
$77,858+$2,533
Nebraska4.55%
$76,168+$843
Kansas5.7%
$75,420+$95
Ohio2.75%
$74,875$450

Explore Iowa in Depth

For a comprehensive breakdown of Iowas tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Iowa take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.