New Jersey charges 1.4-10.75% state income tax. Use the employer cost calculator pre-loaded with New Jersey rates.
Open Employer Cost Calculator →Employers in New Jersey must withhold and remit the graduated state income tax, plus handle their share of FICA, FUTA, and New Jersey's state unemployment insurance. The total cost to employ someone at a $75,000 salary in New Jersey is typically 10-15% above the gross salary, covering the employer's payroll tax share, SUI, workers' comp, and benefits. This calculator breaks down the full employer cost with New Jersey's specific tax rates.
New Jersey uses a graduated income tax with brackets ranging from 1.4-10.75%. Lower income is taxed at lower rates, with the 10.75% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. New Jersey does not have local income taxes, so the state graduated rate is the total state-level income tax burden.
The table below shows what you actually keep at five salary levels in New Jersey, accounting for federal tax, FICA, and New Jersey's graduated (1.4-10.75%) state tax.
See how New Jersey compares to other Northeast states. Each link takes you to the employer cost calculator landing page for that state.
For a comprehensive breakdown of New Jersey’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full New Jersey take-home pay page.