New Jersey charges 1.4-10.75% state income tax. Use the marriage tax calculator pre-loaded with New Jersey rates.
Open Marriage Tax Calculator →New Jersey's graduated (1.4-10.75%) state income tax interacts with federal brackets to create marriage bonuses or penalties that differ from the federal-only effect. New Jersey's graduated brackets may create a separate state-level marriage penalty if both spouses earn similar incomes, layering on top of any federal penalty. This calculator shows the combined federal and New Jersey state marriage tax impact.
New Jersey uses a graduated income tax with brackets ranging from 1.4-10.75%. Lower income is taxed at lower rates, with the 10.75% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. New Jersey does not have local income taxes, so the state graduated rate is the total state-level income tax burden.
The table below shows what you actually keep at five salary levels in New Jersey, accounting for federal tax, FICA, and New Jersey's graduated (1.4-10.75%) state tax.
See how New Jersey compares to other Northeast states. Each link takes you to the marriage tax calculator landing page for that state.
For a comprehensive breakdown of New Jersey’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full New Jersey take-home pay page.