Kentucky charges 3.5% flat state income tax plus local taxes in some areas. Use the overtime tax calculator pre-loaded with Kentucky rates.
Open Overtime Tax Calculator →When you work overtime in Kentucky, each extra hour is subject to federal supplemental withholding (typically 22%), FICA (7.65%), and Kentucky's flat 3.5% state tax. Local taxes in some Kentucky areas add to this burden. The overtime calculator shows you the real after-tax value of overtime work with Kentucky rates, so you can decide whether extra hours are worth it.
Kentucky levies a flat 3.5% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 3.5 cents goes to Kentucky. However, certain localities in Kentucky impose their own income taxes, which effectively raise the combined state and local rate above 3.5%. Be sure to check whether your city or county adds a local income tax.
The table below shows what you actually keep at five salary levels in Kentucky, accounting for federal tax, FICA, and Kentucky's flat 3.5% state tax plus estimated local taxes.
See how Kentucky compares to other South states. Each link takes you to the overtime tax calculator landing page for that state.
For a comprehensive breakdown of Kentucky’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Kentucky take-home pay page.