Overtime Tax Calculator for Minnesota

Overtime hours in Minnesota face a combined state and federal marginal rate that can surprise workers. With a top state rate of 9.85% stacking on top of the federal 22% supplemental rate and 7.65% FICA, overtime income can be taxed at over 39.5% at the margin. Understanding this stacking effect is essential before committing to extra shifts. The overtime calculator breaks down exactly how much of each overtime dollar you actually keep.

Minnesota uses a graduated income tax with brackets ranging from 5.35-9.85%. Lower income is taxed at lower rates, with the 9.85% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. Minnesota does not have local income taxes, so the state graduated rate is the total state-level income tax burden.

The table below shows what you actually keep at five salary levels in Minnesota, accounting for federal tax, FICA, and Minnesota's graduated (5.35-9.85%) state tax.

See how Minnesota compares to other Midwest states. Each link takes you to the overtime tax calculator landing page for that state.

For a comprehensive breakdown of Minnesota’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Minnesota take-home pay page.