Quarterly Tax Estimator for Texas

In Texas, quarterly estimated tax payments only need to cover federal income tax and self-employment tax, since there is no state income tax to account for. This simplifies your quarterly planning: divide your expected annual federal liability by four and pay by the IRS deadlines (April 15, June 15, September 15, January 15). Use this estimator to calculate your quarterly amounts so you avoid the underpayment penalty, which applies if you owe more than $1,000 at filing time.

Texas is one of nine states with no personal income tax. Residents keep every dollar of earnings from state-level taxation, though the state generates revenue through other means such as sales taxes, property taxes, and in some cases severance taxes on natural resources. The zero-income-tax policy makes Texas particularly attractive for high earners, remote workers, and retirees seeking to maximize their after-tax income.

The table below shows what you actually keep at five salary levels in Texas, accounting for federal tax, FICA, and zero state income tax.

See how Texas compares to other South states. Each link takes you to the quarterly tax estimator landing page for that state.

For a comprehensive breakdown of Texas’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Texas take-home pay page.