RSU Tax Calculator for Maryland

RSU vesting in Maryland triggers up to 5.75% state income tax, treated as ordinary income just like your salary. Your employer typically sells shares at vesting to cover the combined federal, state, and FICA withholding, which can consume 35-50% of the vested shares depending on your income level. Local taxes in some Maryland areas increase the sell-to-cover percentage further. This calculator shows you exactly how many shares (or dollars) you keep after all Maryland tax layers are applied.

Maryland uses a graduated income tax with brackets ranging from 2-5.75% + local. Lower income is taxed at lower rates, with the 5.75% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. In addition, some Maryland localities impose their own income tax, which stacks on top of the state rate. This is especially notable in areas like Baltimore and surrounding counties, which add 2.25-3.20%. Always check your local rate when calculating total tax liability.

The table below shows what you actually keep at five salary levels in Maryland, accounting for federal tax, FICA, and Maryland's graduated (2-5.75% + local) state tax plus estimated local taxes.

See how Maryland compares to other South states. Each link takes you to the rsu tax calculator landing page for that state.

For a comprehensive breakdown of Maryland’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Maryland take-home pay page.