RSU Tax Calculator for New York

RSU vesting in New York triggers up to 10.9% state income tax, treated as ordinary income just like your salary. Your employer typically sells shares at vesting to cover the combined federal, state, and FICA withholding, which can consume 35-50% of the vested shares depending on your income level. Local taxes in some New York areas increase the sell-to-cover percentage further. This calculator shows you exactly how many shares (or dollars) you keep after all New York tax layers are applied.

New York uses a graduated income tax with brackets ranging from 4-10.9% + NYC local. Lower income is taxed at lower rates, with the 10.9% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. In addition, some New York localities impose their own income tax, which stacks on top of the state rate. This is especially notable in areas like New York City, which adds up to 3.876%. Always check your local rate when calculating total tax liability.

The table below shows what you actually keep at five salary levels in New York, accounting for federal tax, FICA, and New York's graduated (4-10.9% + NYC local) state tax plus estimated local taxes.

See how New York compares to other Northeast states. Each link takes you to the rsu tax calculator landing page for that state.

For a comprehensive breakdown of New York’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full New York take-home pay page.