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Side Income Tax Calculator for Illinois

Illinois charges 4.95% flat state income tax. Use the side income tax calculator pre-loaded with Illinois rates.

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Illinois Tax Overview

State Tax Rate
4.95%
4.95% flat
Tax Structure
Flat Rate
No local income tax
Median Income
$65,000
Household, Illinois
Cost of Living
93
Near Avg (100 = avg)

Why Use the Side Income Tax Calculator in Illinois?

Side income in Illinois is subject to federal income tax at your marginal rate, self-employment tax if applicable, and a flat 4.95% Illinois state income tax. Because side income typically stacks on top of your W-2 salary, it is often taxed at your highest marginal rates. The combined marginal rate on side income can easily exceed 40% for mid-to-high earners. This calculator breaks down exactly what you keep from each dollar of side income in Illinois.

Illinois State Tax Details

Illinois levies a flat 4.95% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 4.95 cents goes to Illinois. Illinois does not impose local income taxes, so the 4.95% flat rate is the only state-level income tax you owe.

Take-Home Pay in Illinois at Common Salary Levels

The table below shows what you actually keep at five salary levels in Illinois, accounting for federal tax, FICA, and Illinois's flat 4.95% state tax.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$2,475$10,120$39,88020.2%
$75,000$7,725$5,738$3,713$17,175$57,82522.9%
$100,000$13,225$7,650$4,950$25,825$74,17525.8%
$150,000$24,774$11,475$7,425$43,674$106,32629.1%
$200,000$36,774$14,339$9,900$61,013$138,98730.5%

Side Income in Nearby Midwest States

See how Illinois compares to other Midwest states. Each link takes you to the side income tax calculator landing page for that state.

South Dakota0% tax
$79,125+$4,950
North Dakota1.95%
$77,858+$3,683
Nebraska4.55%
$76,168+$1,993
Kansas5.7%
$75,420+$1,245
Iowa3.8%
$75,325+$1,150

Explore Illinois in Depth

For a comprehensive breakdown of Illinoiss tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Illinois take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.