Tax Refund Estimator for Hawaii

In Hawaii, you may receive refunds at both the federal and state level. Your state refund depends on how your employer's graduated withholding compared to your actual Hawaii tax liability. Common reasons for a state refund include credits, deductions, or withholding calibrated for a higher income than you actually earned. Use this estimator to project both your federal and Hawaii state refund amounts.

Hawaii uses a graduated income tax with brackets ranging from 1.4-11%. Lower income is taxed at lower rates, with the 11% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. Hawaii does not have local income taxes, so the state graduated rate is the total state-level income tax burden.

The table below shows what you actually keep at five salary levels in Hawaii, accounting for federal tax, FICA, and Hawaii's graduated (1.4-11%) state tax.

See how Hawaii compares to other West states. Each link takes you to the tax refund estimator landing page for that state.

For a comprehensive breakdown of Hawaii’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Hawaii take-home pay page.