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Tax Refund Estimator for Massachusetts

Massachusetts charges 5% flat + 4% surtax >$1M state income tax. Use the tax refund estimator pre-loaded with Massachusetts rates.

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Massachusetts Tax Overview

State Tax Rate
5%
5% flat + 4% surtax >$1M
Tax Structure
Flat Rate
No local income tax
Median Income
$82,000
Household, Massachusetts
Cost of Living
118
Above Avg (100 = avg)

Why Use the Tax Refund Estimator in Massachusetts?

In Massachusetts, you may receive refunds at both the federal and state level. Your state refund depends on how your employer's flat 5% withholding compared to your actual Massachusetts tax liability. Common reasons for a state refund include credits, deductions, or withholding calibrated for a higher income than you actually earned. Use this estimator to project both your federal and Massachusetts state refund amounts.

Massachusetts State Tax Details

Massachusetts levies a flat 5% state income tax on all taxable income regardless of how much you earn. This makes tax planning straightforward: for every additional dollar you earn, 5 cents goes to Massachusetts. Massachusetts does not impose local income taxes, so the 5% flat rate is the only state-level income tax you owe.

Take-Home Pay in Massachusetts at Common Salary Levels

The table below shows what you actually keep at five salary levels in Massachusetts, accounting for federal tax, FICA, and Massachusetts's flat 5% state tax.

Gross SalaryFederal TaxFICAState TaxTotal TaxTake-HomeEff. Rate
$50,000$3,820$3,825$2,500$10,145$39,85520.3%
$75,000$7,725$5,738$3,750$17,213$57,78822.9%
$100,000$13,225$7,650$5,000$25,875$74,12525.9%
$150,000$24,774$11,475$7,500$43,749$106,25129.2%
$200,000$36,774$14,339$10,000$61,113$138,88730.6%

Tax Refund in Nearby Northeast States

See how Massachusetts compares to other Northeast states. Each link takes you to the tax refund estimator landing page for that state.

New Hampshire0% tax
$79,125+$5,000
Rhode Island5.99%
$75,232+$1,107
Connecticut6.99%
$74,582+$457
Pennsylvania3.07%
$74,555+$430
Maine7.15%
$74,478+$353

Explore Massachusetts in Depth

For a comprehensive breakdown of Massachusettss tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Massachusetts take-home pay page.

The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.