Minnesota charges 5.35-9.85% state income tax. Use the tax refund estimator pre-loaded with Minnesota rates.
Open Tax Refund Estimator →In Minnesota, you may receive refunds at both the federal and state level. Your state refund depends on how your employer's graduated withholding compared to your actual Minnesota tax liability. Common reasons for a state refund include credits, deductions, or withholding calibrated for a higher income than you actually earned. Use this estimator to project both your federal and Minnesota state refund amounts.
Minnesota uses a graduated income tax with brackets ranging from 5.35-9.85%. Lower income is taxed at lower rates, with the 9.85% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. Minnesota does not have local income taxes, so the state graduated rate is the total state-level income tax burden.
The table below shows what you actually keep at five salary levels in Minnesota, accounting for federal tax, FICA, and Minnesota's graduated (5.35-9.85%) state tax.
See how Minnesota compares to other Midwest states. Each link takes you to the tax refund estimator landing page for that state.
For a comprehensive breakdown of Minnesota’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Minnesota take-home pay page.