Mississippi charges 4.7-5% state income tax. Use the w-4 withholding calculator pre-loaded with Mississippi rates.
Open W-4 Withholding Calculator →Getting your W-4 right in Mississippi is important because you need to coordinate federal withholding with Mississippi's graduated (4.7-5%) state withholding. If your W-4 is set too conservatively, you lend the government an interest-free loan; too aggressively, and you face an underpayment penalty. This calculator helps you dial in the right federal withholding amount given your Mississippi state tax situation.
Mississippi uses a graduated income tax with brackets ranging from 4.7-5%. Lower income is taxed at lower rates, with the 5% top rate applying only to income in the highest bracket. This progressive structure means your effective state tax rate is always lower than the top marginal rate. Mississippi does not have local income taxes, so the state graduated rate is the total state-level income tax burden.
The table below shows what you actually keep at five salary levels in Mississippi, accounting for federal tax, FICA, and Mississippi's graduated (4.7-5%) state tax.
See how Mississippi compares to other South states. Each link takes you to the w-4 withholding calculator landing page for that state.
For a comprehensive breakdown of Mississippi’s tax structure, salary comparisons, cost-of-living analysis, and more, visit the full Mississippi take-home pay page.