TakeHomeTax

Physical Therapist vs Dental Hygienist: Take-Home Pay Comparison

Median salary: $92K (Physical Therapist) vs $80K (Dental Hygienist). Salary ranges overlap between 65K–115K and 55K–105K. The take-home difference depends on state taxes, cost of living, and where in the salary range you fall.

Median Take-Home Difference (Before State Tax)
$8,442Moderate gap
Physical Therapists take home $8,442/year more at median salary (calculated in Texas to isolate salary difference from state taxes)
Physical Therapist
Median Salary$92K
Salary Range65K–115K
Take-Home (median)$73,497
Effective Rate20.1%
Federal Tax$11,465
FICA$7,038
Monthly Take-Home$6,125
Dental Hygienist
Median Salary$80K
Salary Range55K–105K
Take-Home (median)$65,055
Effective Rate18.7%
Federal Tax$8,825
FICA$6,120
Monthly Take-Home$5,421

National Take-Home Comparison

At the national median, Physical Therapists earn $92K and Dental Hygienists earn $80K. After federal taxes and FICA (calculated without state tax to isolate the salary effect), Physical Therapists take home $73,497 vs $65,055 for Dental Hygienists.

The $12K salary advantage for Physical Therapists doesn’t translate dollar-for-dollar to take-home. Because of progressive federal tax brackets, the Physical Therapist’s higher salary is taxed at a higher marginal rate. Of the $12K gross difference, only $8,442 reaches the Physical Therapist’s pocket — the rest goes to taxes.

Physical Therapists face an effective tax rate of 20.1% at median, while Dental Hygienists pay 18.7%. The higher rate for Physical Therapists reflects more income being pushed into higher federal brackets.

Best States for Physical Therapists vs Dental Hygienists

The best states differ for each profession because salary adjustments vary by state cost index and interact differently with tax brackets. A state thats great for a $92K earner may not be optimal for a $80K earner.

Top 5 for Physical Therapists
#1 Tennessee$74,628
$83K salary $67,166 take-home
#2 South Dakota$74,535
$85K salary $68,573 take-home
#3 Texas$74,490
$86K salary $69,276 take-home
#4 Wyoming$73,698
$86K salary $69,276 take-home
#5 Florida$73,497
$92K salary $73,497 take-home
Top 5 for Dental Hygienists
#1 South Dakota$66,124
$74K salary $60,834 take-home
#2 Tennessee$66,030
$72K salary $59,427 take-home
#3 Wyoming$65,465
$75K salary $61,538 take-home
#4 Texas$65,413
$74K salary $60,834 take-home
#5 Nevada$65,107
$81K salary $65,759 take-home

State-by-State Comparison

All 50 states showing estimated salary and take-home for both professions. Sorted by which states give Physical Therapists the largest take-home advantage over Dental Hygienists.

StatePhysical Therapist SalaryPhysical Therapist Take-HomeDental Hygienist SalaryDental Hygienist Take-HomeDifferenceHigher
Hawaii$177K$119,550$154K$105,474+$14,076Physical Therapist
Alaska$117K$91,085$102K$80,532+$10,553Physical Therapist
California$131K$89,440$114K$79,119+$10,321Physical Therapist
Massachusetts$109K$80,007$94K$70,204+$9,803Physical Therapist
New York$115K$79,805$100K$70,540+$9,265Physical Therapist
New Hampshire$99K$78,422$86K$69,276+$9,146Physical Therapist
Washington$101K$79,829$88K$70,683+$9,146Physical Therapist
New Jersey$106K$75,939$92K$67,069+$8,871Physical Therapist
Virginia$95K$72,057$82K$63,397+$8,660Physical Therapist
Rhode Island$97K$73,238$84K$64,598+$8,639Physical Therapist
Colorado$97K$72,747$84K$64,173+$8,574Physical Therapist
Connecticut$102K$75,898$89K$67,343+$8,555Physical Therapist
Maryland$103K$75,841$90K$67,376+$8,465Physical Therapist
Florida$92K$73,497$80K$65,055+$8,442Physical Therapist
Nevada$93K$74,201$81K$65,759+$8,442Physical Therapist
Texas$86K$69,276$74K$60,834+$8,442Physical Therapist
Vermont$97K$71,498$84K$63,092+$8,406Physical Therapist
Oregon$101K$71,814$88K$63,700+$8,114Physical Therapist
Pennsylvania$90K$67,977$78K$60,083+$7,894Physical Therapist
Maine$90K$67,907$78K$60,023+$7,884Physical Therapist
Utah$91K$68,562$79K$60,678+$7,884Physical Therapist
Illinois$86K$65,019$74K$57,171+$7,848Physical Therapist
Wisconsin$86K$65,000$74K$57,154+$7,845Physical Therapist
Georgia$86K$64,813$74K$56,993+$7,819Physical Therapist
Delaware$94K$69,461$82K$61,714+$7,747Physical Therapist
South Dakota$85K$68,573$74K$60,834+$7,739Physical Therapist
Tennessee$83K$67,166$72K$59,427+$7,739Physical Therapist
Wyoming$86K$69,276$75K$61,538+$7,739Physical Therapist
Minnesota$91K$66,967$79K$59,294+$7,674Physical Therapist
North Dakota$85K$67,495$74K$59,896+$7,599Physical Therapist
Arizona$89K$69,162$78K$61,698+$7,464Physical Therapist
Louisiana$84K$65,549$73K$58,114+$7,435Physical Therapist
Nebraska$84K$65,385$73K$57,972+$7,413Physical Therapist
Montana$89K$68,118$78K$60,783+$7,335Physical Therapist
Kansas$83K$64,090$72K$56,759+$7,331Physical Therapist
Iowa$82K$63,346$71K$56,026+$7,321Physical Therapist
New Mexico$84K$64,648$73K$57,331+$7,317Physical Therapist
North Carolina$87K$66,508$76K$59,209+$7,300Physical Therapist
South Carolina$85K$65,037$74K$57,756+$7,281Physical Therapist
Ohio$83K$63,638$72K$56,367+$7,271Physical Therapist
Indiana$83K$63,472$72K$56,223+$7,249Physical Therapist
Missouri$82K$62,674$71K$55,443+$7,230Physical Therapist
Alabama$81K$61,911$70K$54,695+$7,216Physical Therapist
Kentucky$83K$63,016$72K$55,827+$7,189Physical Therapist
Idaho$87K$65,369$76K$58,213+$7,156Physical Therapist
Michigan$84K$63,039$73K$55,933+$7,106Physical Therapist
Arkansas$79K$62,349$69K$55,567+$6,782Physical Therapist
Oklahoma$80K$62,585$70K$55,859+$6,726Physical Therapist
Mississippi$76K$59,771$66K$53,061+$6,710Physical Therapist
West Virginia$76K$59,712$66K$53,010+$6,702Physical Therapist

Career Considerations Beyond Pay

Job Security & Demand: Healthcare careers offer exceptional job security, and both Physical Therapists and Dental Hygienists are in consistent demand nationwide. Physical Therapist roles tend to be available in virtually every community, while Dental Hygienist positions may be more concentrated in urban and suburban areas. Both professions are largely recession-proof — people need healthcare regardless of economic conditions.

Growth & Advancement: The aging US population drives growth for both careers. Physical Therapist demand is projected to grow steadily through 2030+, with particular shortages in rural areas. Dental Hygienist roles are also expanding, especially as healthcare systems seek to provide more services at lower cost. Scope-of-practice expansion varies by state, which can affect earning potential.

Work-Life Balance & Lifestyle: Shift work is common for Physical Therapists, with nights, weekends, and holidays often required — though some specialties offer more predictable schedules. Dental Hygienists may have more regular hours depending on the practice setting. Both careers involve significant emotional demands. Unlike tech roles, these careers require in-person presence, limiting your ability to choose a state purely for tax benefits.

Physical Therapist Pay by State Dental Hygienist Pay by State

More Career Comparisons

Software Engineer vs Data ScientistSoftware Engineer vs Web DeveloperSoftware Engineer vs Project ManagerSoftware Engineer vs Financial AnalystSoftware Engineer vs PharmacistRegistered Nurse vs TeacherRegistered Nurse vs Physical TherapistRegistered Nurse vs Dental Hygienist
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.