TakeHomeTax

Physical Therapist vs Physician Assistant: Take-Home Pay Comparison

Median salary: $92K (Physical Therapist) vs $120K (Physician Assistant). Salary ranges overlap between 65K–115K and 90K–160K. The take-home difference depends on state taxes, cost of living, and where in the salary range you fall.

Median Take-Home Difference (Before State Tax)
$19,698Large gap
Physician Assistants take home $19,698/year more at median salary (calculated in Texas to isolate salary difference from state taxes)
Physical Therapist
Median Salary$92K
Salary Range65K–115K
Take-Home (median)$73,497
Effective Rate20.1%
Federal Tax$11,465
FICA$7,038
Monthly Take-Home$6,125
Physician Assistant
Median Salary$120K
Salary Range90K–160K
Take-Home (median)$93,195
Effective Rate22.3%
Federal Tax$17,625
FICA$9,180
Monthly Take-Home$7,766

National Take-Home Comparison

At the national median, Physical Therapists earn $92K and Physician Assistants earn $120K. After federal taxes and FICA (calculated without state tax to isolate the salary effect), Physical Therapists take home $73,497 vs $93,195 for Physician Assistants.

The $28K salary advantage for Physician Assistants doesn’t translate dollar-for-dollar to take-home. Because of progressive federal tax brackets, the Physician Assistant’s higher salary is taxed at a higher marginal rate. Of the $28K gross difference, only $19,698 reaches the Physician Assistant’s pocket — the rest goes to taxes.

Physical Therapists face an effective tax rate of 20.1% at median, while Physician Assistants pay 22.3%. The higher rate for Physician Assistants reflects more income being pushed into higher federal brackets.

Best States for Physical Therapists vs Physician Assistants

The best states differ for each profession because salary adjustments vary by state cost index and interact differently with tax brackets. A state thats great for a $92K earner may not be optimal for a $120K earner.

Top 5 for Physical Therapists
#1 Tennessee$74,628
$83K salary $67,166 take-home
#2 South Dakota$74,535
$85K salary $68,573 take-home
#3 Texas$74,490
$86K salary $69,276 take-home
#4 Wyoming$73,698
$86K salary $69,276 take-home
#5 Florida$73,497
$92K salary $73,497 take-home
Top 5 for Physician Assistants
#1 Tennessee$94,170
$108K salary $84,753 take-home
#2 Texas$94,158
$112K salary $87,567 take-home
#3 Wyoming$93,905
$113K salary $88,271 take-home
#4 South Dakota$93,652
$110K salary $86,160 take-home
#5 Florida$93,195
$120K salary $93,195 take-home

State-by-State Comparison

All 50 states showing estimated salary and take-home for both professions. Sorted by which states give Physical Therapists the largest take-home advantage over Physician Assistants.

StatePhysical Therapist SalaryPhysical Therapist Take-HomePhysician Assistant SalaryPhysician Assistant Take-HomeDifferenceHigher
West Virginia$76K$59,712$100K$75,797$-16,085Physician Assistant
Mississippi$76K$59,771$100K$75,875$-16,104Physician Assistant
Oklahoma$80K$62,585$104K$78,728$-16,143Physician Assistant
Michigan$84K$63,039$109K$79,189$-16,150Physician Assistant
Arkansas$79K$62,349$103K$78,624$-16,276Physician Assistant
Kentucky$83K$63,016$108K$79,353$-16,337Physician Assistant
Alabama$81K$61,911$106K$78,311$-16,400Physician Assistant
Missouri$82K$62,674$107K$79,106$-16,433Physician Assistant
Indiana$83K$63,472$108K$79,947$-16,475Physician Assistant
Ohio$83K$63,638$108K$80,163$-16,525Physician Assistant
South Carolina$85K$65,037$110K$81,584$-16,547Physician Assistant
New Mexico$84K$64,648$109K$81,276$-16,629Physician Assistant
Iowa$82K$63,346$107K$79,984$-16,637Physician Assistant
Kansas$83K$64,090$108K$80,752$-16,661Physician Assistant
Nebraska$84K$65,385$109K$82,233$-16,848Physician Assistant
Louisiana$84K$65,549$109K$82,445$-16,897Physician Assistant
Georgia$86K$64,813$112K$81,754$-16,942Physician Assistant
Wisconsin$86K$65,000$112K$81,998$-16,998Physician Assistant
Illinois$86K$65,019$112K$82,023$-17,004Physician Assistant
North Dakota$85K$67,495$110K$84,766$-17,271Physician Assistant
Idaho$87K$65,369$114K$82,932$-17,563Physician Assistant
South Dakota$85K$68,573$110K$86,160$-17,587Physician Assistant
Tennessee$83K$67,166$108K$84,753$-17,587Physician Assistant
Minnesota$91K$66,967$119K$84,873$-17,905Physician Assistant
North Carolina$87K$66,508$114K$84,425$-17,917Physician Assistant
Montana$89K$68,118$116K$86,121$-18,003Physician Assistant
Delaware$94K$69,461$122K$87,538$-18,077Physician Assistant
Texas$86K$69,276$112K$87,567$-18,291Physician Assistant
Arizona$89K$69,162$116K$87,481$-18,319Physician Assistant
Utah$91K$68,562$119K$86,958$-18,396Physician Assistant
Maine$90K$67,907$118K$86,304$-18,397Physician Assistant
Pennsylvania$90K$67,977$118K$86,395$-18,418Physician Assistant
Vermont$97K$71,498$126K$90,181$-18,683Physician Assistant
Wyoming$86K$69,276$113K$88,271$-18,994Physician Assistant
Colorado$97K$72,747$126K$91,803$-19,056Physician Assistant
Oregon$101K$71,814$132K$90,974$-19,160Physician Assistant
Rhode Island$97K$73,238$126K$92,441$-19,203Physician Assistant
Virginia$95K$72,057$124K$91,346$-19,289Physician Assistant
Florida$92K$73,497$120K$93,195$-19,698Physician Assistant
Nevada$93K$74,201$121K$93,899$-19,698Physician Assistant
Maryland$103K$75,841$134K$95,797$-19,956Physician Assistant
New Jersey$106K$75,939$138K$95,906$-19,967Physician Assistant
Connecticut$102K$75,898$133K$96,089$-20,191Physician Assistant
New York$115K$79,805$150K$100,874$-21,069Physician Assistant
Massachusetts$109K$80,007$142K$101,183$-21,176Physician Assistant
Washington$101K$79,829$132K$101,448$-21,619Physician Assistant
New Hampshire$99K$78,422$130K$100,081$-21,659Physician Assistant
California$131K$89,440$170K$112,725$-23,285Physician Assistant
Alaska$117K$91,085$152K$115,118$-24,033Physician Assistant
Hawaii$177K$119,550$230K$153,689$-34,139Physician Assistant

Career Considerations Beyond Pay

Job Security & Demand: Healthcare careers offer exceptional job security, and both Physical Therapists and Physician Assistants are in consistent demand nationwide. Physical Therapist roles tend to be available in virtually every community, while Physician Assistant positions may be more concentrated in urban and suburban areas. Both professions are largely recession-proof — people need healthcare regardless of economic conditions.

Growth & Advancement: The aging US population drives growth for both careers. Physical Therapist demand is projected to grow steadily through 2030+, with particular shortages in rural areas. Physician Assistant roles are also expanding, especially as healthcare systems seek to provide more services at lower cost. Scope-of-practice expansion varies by state, which can affect earning potential.

Work-Life Balance & Lifestyle: Shift work is common for Physical Therapists, with nights, weekends, and holidays often required — though some specialties offer more predictable schedules. Physician Assistants may have more regular hours depending on the practice setting. Both careers involve significant emotional demands. Unlike tech roles, these careers require in-person presence, limiting your ability to choose a state purely for tax benefits.

Physical Therapist Pay by State Physician Assistant Pay by State

More Career Comparisons

Software Engineer vs Data ScientistSoftware Engineer vs Web DeveloperSoftware Engineer vs Project ManagerSoftware Engineer vs Financial AnalystSoftware Engineer vs PharmacistRegistered Nurse vs TeacherRegistered Nurse vs Physical TherapistRegistered Nurse vs Dental Hygienist
The Take-Home Tax Guide
Weekly tips on reducing your tax burden, state tax changes, and salary negotiation strategies. Free.