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Physician Assistant vs Software Engineer: Take-Home Pay Comparison

Median salary: $120K (Physician Assistant) vs $120K (Software Engineer). Salary ranges overlap between 90K–160K and 80K–200K. The take-home difference depends on state taxes, cost of living, and where in the salary range you fall.

Median Take-Home Difference (Before State Tax)
$0Small gap
Physician Assistants take home $0/year more at median salary (calculated in Texas to isolate salary difference from state taxes)
Physician Assistant
Median Salary$120K
Salary Range90K–160K
Take-Home (median)$93,195
Effective Rate22.3%
Federal Tax$17,625
FICA$9,180
Monthly Take-Home$7,766
Software Engineer
Median Salary$120K
Salary Range80K–200K
Take-Home (median)$93,195
Effective Rate22.3%
Federal Tax$17,625
FICA$9,180
Monthly Take-Home$7,766

National Take-Home Comparison

At the national median, Physician Assistants earn $120K and Software Engineers earn $120K. After federal taxes and FICA (calculated without state tax to isolate the salary effect), Physician Assistants take home $93,195 vs $93,195 for Software Engineers.

Both professions have identical national medians, so the take-home difference comes entirely from state-level salary adjustments and state taxes.

Physician Assistants face an effective tax rate of 22.3% at median, while Software Engineers pay 22.3%. Both professions face similar effective rates at their median salaries.

Best States for Physician Assistants vs Software Engineers

The best states differ for each profession because salary adjustments vary by state cost index and interact differently with tax brackets. A state thats great for a $120K earner may not be optimal for a $120K earner.

Top 5 for Physician Assistants
#1 Tennessee$94,170
$108K salary $84,753 take-home
#2 Texas$94,158
$112K salary $87,567 take-home
#3 Wyoming$93,905
$113K salary $88,271 take-home
#4 South Dakota$93,652
$110K salary $86,160 take-home
#5 Florida$93,195
$120K salary $93,195 take-home
Top 5 for Software Engineers
#1 Tennessee$94,170
$108K salary $84,753 take-home
#2 Texas$94,158
$112K salary $87,567 take-home
#3 Wyoming$93,905
$113K salary $88,271 take-home
#4 South Dakota$93,652
$110K salary $86,160 take-home
#5 Florida$93,195
$120K salary $93,195 take-home

State-by-State Comparison

All 50 states showing estimated salary and take-home for both professions. Sorted by which states give Physician Assistants the largest take-home advantage over Software Engineers.

StatePhysician Assistant SalaryPhysician Assistant Take-HomeSoftware Engineer SalarySoftware Engineer Take-HomeDifferenceHigher
Alabama$106K$78,311$106K$78,311$0Software Engineer
Alaska$152K$115,118$152K$115,118$0Software Engineer
Arizona$116K$87,481$116K$87,481$0Software Engineer
Arkansas$103K$78,624$103K$78,624$0Software Engineer
California$170K$112,725$170K$112,725$0Software Engineer
Colorado$126K$91,803$126K$91,803$0Software Engineer
Connecticut$133K$96,089$133K$96,089$0Software Engineer
Delaware$122K$87,538$122K$87,538$0Software Engineer
Florida$120K$93,195$120K$93,195$0Software Engineer
Georgia$112K$81,754$112K$81,754$0Software Engineer
Hawaii$230K$153,689$230K$153,689$0Software Engineer
Idaho$114K$82,932$114K$82,932$0Software Engineer
Illinois$112K$82,023$112K$82,023$0Software Engineer
Indiana$108K$79,947$108K$79,947$0Software Engineer
Iowa$107K$79,984$107K$79,984$0Software Engineer
Kansas$108K$80,752$108K$80,752$0Software Engineer
Kentucky$108K$79,353$108K$79,353$0Software Engineer
Louisiana$109K$82,445$109K$82,445$0Software Engineer
Maine$118K$86,304$118K$86,304$0Software Engineer
Maryland$134K$95,797$134K$95,797$0Software Engineer
Massachusetts$142K$101,183$142K$101,183$0Software Engineer
Michigan$109K$79,189$109K$79,189$0Software Engineer
Minnesota$119K$84,873$119K$84,873$0Software Engineer
Mississippi$100K$75,875$100K$75,875$0Software Engineer
Missouri$107K$79,106$107K$79,106$0Software Engineer
Montana$116K$86,121$116K$86,121$0Software Engineer
Nebraska$109K$82,233$109K$82,233$0Software Engineer
Nevada$121K$93,899$121K$93,899$0Software Engineer
New Hampshire$130K$100,081$130K$100,081$0Software Engineer
New Jersey$138K$95,906$138K$95,906$0Software Engineer
New Mexico$109K$81,276$109K$81,276$0Software Engineer
New York$150K$100,874$150K$100,874$0Software Engineer
North Carolina$114K$84,425$114K$84,425$0Software Engineer
North Dakota$110K$84,766$110K$84,766$0Software Engineer
Ohio$108K$80,163$108K$80,163$0Software Engineer
Oklahoma$104K$78,728$104K$78,728$0Software Engineer
Oregon$132K$90,974$132K$90,974$0Software Engineer
Pennsylvania$118K$86,395$118K$86,395$0Software Engineer
Rhode Island$126K$92,441$126K$92,441$0Software Engineer
South Carolina$110K$81,584$110K$81,584$0Software Engineer
South Dakota$110K$86,160$110K$86,160$0Software Engineer
Tennessee$108K$84,753$108K$84,753$0Software Engineer
Texas$112K$87,567$112K$87,567$0Software Engineer
Utah$119K$86,958$119K$86,958$0Software Engineer
Vermont$126K$90,181$126K$90,181$0Software Engineer
Virginia$124K$91,346$124K$91,346$0Software Engineer
Washington$132K$101,448$132K$101,448$0Software Engineer
West Virginia$100K$75,797$100K$75,797$0Software Engineer
Wisconsin$112K$81,998$112K$81,998$0Software Engineer
Wyoming$113K$88,271$113K$88,271$0Software Engineer

Career Considerations Beyond Pay

Job Security & Demand: These careers offer different flavors of job security. The healthcare role (Physician Assistant) provides near-guaranteed employment anywhere in the country — hospitals and clinics always need staff. The tech role offers high demand but with more volatility, as layoffs in tech can be sudden even at profitable companies.

Growth & Advancement: Tech salaries can scale dramatically with experience and negotiation — senior engineers at top companies earn $300K–$500K+. Healthcare salaries are more predictable and capped by billing structures, typically plateauing in the mid-to-high six figures for most clinical roles. However, healthcare offers more geographic flexibility for similar pay, while top tech salaries concentrate in specific markets.

Work-Life Balance & Lifestyle: The biggest lifestyle difference: tech roles increasingly allow full remote work (enabling tax-advantaged state residency), while healthcare roles require physical presence at clinical sites. Tech professionals can more easily optimize their state tax situation. On the other hand, healthcare workers have clearer on/off boundaries — you rarely take patient care home with you.

Physician Assistant Pay by State Software Engineer Pay by State

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